FAQ's
General
Assisted living is a type of long term care which provides for shelter, food, personal care, recreational and social activities, and medication management.
Finance & Leasing
How do I know if I need an assisted living or a nursing home for my parents?
To determine which long term care is appropriate, consultation with a health practitioner and a social worker is helpful. It is also beneficial to visit both types of places to know which option is the better option for your loved one. Both assisted living and nursing homes have provisions for shelter, personal care, activities of daily living and medication management.
The differences may lie in what different assisted livings are allowed to do under their particular license. Some are more suited for semi-independent individuals while others are specially designed for individuals with Alzheimer’s or other handicaps. Nursing homes on the other hand have licensed nurses 24 hour a day, seven days a week available to monitor resident conditions, which most assisted livings may not have making nursing homes optimal for those with more intense medical needs. Generally speaking, assisted livings tend to be designed for the resident who is still able to act independently but needs occasional assistance and supervision, while nursing homes are most suitable for loved ones who function best with on-the-clock supervision.
Does medicare or medicaid pay for assisted living?
Generally speaking, Medicare and Medicaid does not pay for assisted living. However, there are programs in the state that are offered to eligible persons from all ages following certain criteria. Please check your local Depart of Aging and Disabilities Services office. Typically, Assisted Living is paid by the individual. Some long term insurance plans pay for assisted living benefits. There are veteran benefits that pays for assisted living to qualifying veterans and spouses. Please check your local Veteran’s Administration office.